E-xisaabi

Privacy Policy

Last updated: December 25, 2025

At E-xisaabi, we are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you use our financial budgeting SaaS platform.

1. Information We Collect

1.1 Personal Information

When you create an account with E-xisaabi, we collect the following information:

  • Name and email address
  • Account preferences and settings
  • Subscription plan information
  • Authentication credentials (securely hashed)

1.2 Financial Data

To provide our budgeting and financial management services, we collect:

  • Income records and transactions
  • Expense records and categories
  • Budget plans and allocations
  • Debt information and payment schedules
  • Product and sales data (for business accounts)
  • Financial account preferences (currency, billing cycle)

1.3 Usage Data

We automatically collect information about how you interact with our platform:

  • Log files and access timestamps
  • Device information and browser type
  • IP address and location data (country-level only)
  • Feature usage and interaction patterns
  • Error logs and performance metrics

1.4 Payment Information

Payment processing is handled securely through Stripe. E-xisaabi does not store your credit card details or payment information on our servers. Stripe handles all payment data according to their own privacy policy and PCI DSS compliance standards.

2. How We Use Your Information

We use the information we collect for the following purposes:

  • Service Delivery: To provide, maintain, and improve our budgeting and financial management services
  • Account Management: To create and manage your account, process subscriptions, and handle billing
  • Personalization: To customize your dashboard, reports, and recommendations based on your financial data
  • Communication: To send you important updates, security notifications, and customer support responses
  • Analytics: To analyze usage patterns and improve platform performance and user experience
  • Security: To detect, prevent, and address fraud, security breaches, and technical issues
  • Legal Compliance: To comply with applicable laws, regulations, and legal processes

3. Data Storage & Security

3.1 Data Storage & Infrastructure

Your information is stored using secure, cloud-based database and hosting services that offer high availability, encryption at rest, regular backups, and global infrastructure protection.

  • Cloud Database: All data is securely stored in a managed, encrypted cloud database with regular backups.
  • Secure Infrastructure: Our platform is hosted on secure infrastructure that provides global content delivery and protection against threats.

3.2 Security Measures

We use a comprehensive set of security measures to safeguard your data:

  • End-to-end encryption for all data during transmission (HTTPS/TLS)
  • Encrypted database storage for your information
  • Secure authentication with password hashing
  • Rate limiting and protection against denial-of-service attacks
  • Regular security auditing and assessment
  • Strict access controls and role-based permissions
  • Robust session management practices

3.3 Data Retention

We retain your personal and financial data for as long as your account is active or as needed to provide our services. If you delete your account, we will delete or anonymize your data within 30 days, except where we are required to retain it for legal or regulatory purposes.

4. Cookies & Authentication

E-xisaabi uses cookies and secure session management to:

  • Maintaining your login session
  • Remembering your preferences and settings
  • Analyzing platform usage and performance
  • Enhancing security and preventing fraud

You can control cookie preferences through your browser settings. However, disabling essential cookies may affect platform functionality.

5. Third-Party Services

We use carefully selected third-party services to deliver and enhance our platform. These providers may process your data as part of delivering their services:

  • Stripe: Secure payment processing (your payment details are never stored by E-xisaabi)
  • Database Hosting: Reliable storage and backup of your information
  • Cloud Hosting and CDN: Fast and secure delivery of the platform and assets
  • Email Delivery Service: For transactional and notification emails

All third-party providers are obligated to protect your data and only use it for the purposes set by E-xisaabi.

6. Your Rights

You have the following rights regarding your personal data:

  • Access: Request a copy of all personal data we hold about you
  • Correction: Update or correct inaccurate or incomplete information
  • Deletion: Request deletion of your account and associated data
  • Data Export: Export your financial data in a machine-readable format (available in Premium plans)
  • Opt-Out: Unsubscribe from marketing communications (transactional emails cannot be opted out)
  • Portability: Transfer your data to another service provider

To exercise any of these rights, please contact us at exisaabi@gmail.com. We will respond to your request within 30 days.

7. Children's Privacy

E-xisaabi is not intended for users under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately so we can delete the information.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by email or through a prominent notice on our platform. The "Last Updated" date at the top of this page indicates when the policy was last revised.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Email: exisaabi@gmail.com

Subject Line: Privacy Policy Inquiry

Privacy Policy | E-xisaabi